How Farmington, CT auto insurance can protect your passengers.
Getting into a car accident can range from minor headache to major, life-altering catastrophe. It doesn’t help, then, when you also have a passenger about whom you need to worry.
After an accident, we don’t want you to be left stressed about protecting your passenger, so we’ve put together this quick guide. In it, you’ll learn about the coverage your auto insurance offers passengers in different scenarios.
- If you cause the accident, don’t worry! Your medical expenses coverage can step in to cover the medical bills and rehabilitation for you or a relative living with you. If, however, you’re not carrying this type of coverage, the good news is that you and your precious cargo may still protected. Your liability coverage can help you cover the doctor’s expenses your passengers face, making it possible for you to take financial responsibility for your accident.
- If the other driver is at-fault, he or she should be carrying liability coverage. This type of insurance is required to drive in the state of Connecticut and, assuming the other driver has it, will cover your passenger’s medical expenses. The problem is that all too many people break the law and take to the road without any insurance at all! You can protect your passengers against the exposure this creates by carrying uninsured motorist coverage, which can step in if the other driver doesn’t have any insurance to help your passengers cover their bills.
Want to learn more about the different ways your auto insurance protects your passengers, yourself, and your vehicle? For insider insight into your coverage, contact North American Underwriters. We offer policies paired with excellent service in Bristol, Farmington, Plainville, and the surrounding Connecticut cities. Don’t renew until you call NAU!