Homeowners Insurance in Enfield CT

Homeowners Insurance in Enfield CT

Homeowners Insurance in Enfield, Connecticut to Protect Your Property

Your home is your castle, and you do everything to protect it from damage. It houses your loved ones, your prized possessions, and it’s where fond memories are made. A great way to safeguard your house is to purchase quality Home Insurance in Enfield, CT.

Many homeowners are under the misconception that their homeowners policy covers them for the market value of their property, however, this is not the case. Coverage for y our home should represent the cost of rebuilding your home from scratch using like-quality materials and workmanship. For this reason, the value of coverage you need may be different than your home’s price tag.

Generally, most policies will pay the cost to rebuild, up to the limit stated in the policy. Perils that homeowners insurance covers are typically fire, theft, vandalism, windstorms, hail, lightning, and more. Often, water damage from an above-ground source is covered, such as a pipe bursting. Keep in mind that some mass-destruction events like earthquakes and floods are excluded from policies.

Most home insurance policies will cover damage to your property and possessions, from your furniture to your clothes, equipment, and appliances. However, if you have valuable items such as artwork, musical instruments, jewelry, antiques, sports equipment, and coin collections, you may need to purchase additional coverage. This is because your policy will cover your belongings up to a certain limit as stated in the policy. If the total value of your belongings, including the high-value items, exceeds that limit, you could be left without coverage.

Homeowners insurance in Enfield, CT protects your belongings and property. As such a valuable and beloved investment, it is well worth securing reliable coverage to suit your needs, property, and budget. Get all of the help you need by contacting the team at North American Underwriters.

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Our Insurance Agencies

  • Nau Insurance

    We appreciate the opportunity to take care of your insurance needs.

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  • National Insurance Agency

    National Insurance Agency provides Insurance Markets for Businesses & Individuals who desire competitive rates & great service.

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  • CT Insurance Store

    A division of NAU. Location in Hamden, CT

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