Homeowners Insurance in Middletown, CT

Homeowners Insurance in Middletown, CT

Types of Coverage for Your Homeowners Insurance in Middletown, Connecticut

Whether you are purchasing your first home or have lived at the same address for generations, homeowners insurance in Middletown, Connecticut is crucial for your security. Home insurance is property protection that will safeguard your residence and belongings in the event of a disaster. At North American Underwriters, we work with the top Connecticut insurance carriers to provide you with reliable and tailored coverage.

A standard Connecticut homeowners insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Additional living expenses in case of a disaster
  • Liability

Supplement homeowners insurance coverage can give you further reassurance:

  • Valuable Articles/Floater policies (e.g., for jewelry, antiques, art, and other high-value belongings)
  • Flood insurance
  • Earthquake insurance
  • Umbrella policies (additional liability)

All homeowners should consider coverage.
In many cases, homeowners insurance may be required. If you have a mortgage, your lender will likely insist that you have home insurance. This is because the lender wants to be sure that their financial investment in your home is protected should it be damaged or destroyed by a peril. If you do not have a mortgage, home insurance is still valuable protection to purchase. Rebuilding your home from scratch or replacing your belongings after a fire can cause financial strain for many homeowners. With insurance, you know that you have protection to help you cover such costs.

Home insurance will not prevent damage to your property or possessions, but it will provide a financial safety net if the unexpected occurs. If you have a homeowners insurance policy in place, you have the peace of mind that you can weather any storm or crisis.


North American Underwriters, we strive to provide Connecticut residents with personalized homeowners insurance in Middletown, Connecticut. We take the time to get to know you, your needs, and your property so that we are better equipped to offer solutions. We’re here to insure your world!

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Our Insurance Agencies

  • Nau Insurance

    We appreciate the opportunity to take care of your insurance needs.

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  • National Insurance Agency

    National Insurance Agency provides Insurance Markets for Businesses & Individuals who desire competitive rates & great service.

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  • CT Insurance Store

    A division of NAU. Location in Hamden, CT

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