Getting The Auto Coverage You Deserve
If obtaining a car insurance quote is on your to-do-list for spring 2015, it is important that you are prepared to answer a few questions. You will need to know the answers to these questions regardless of which insurance company you choose to hold one of your most important policies with. Gathered are a few helpful guiding points for preparing these questions for your insurer:
- What will be the primary use of the car you are insuring? This question allows us to determine your risk factor on the roads. If you commute to work daily or are using the vehicle for pleasure use use only, we will find the best policy for your needs.
- How many miles do you drive annually? Knowing the answer to this question allows us to determine if you qualify for additional discounts. How much you drive is one of many factors insurance carriers consider in their insurance premium quote.
- What is the ownership status of your car? The answer to this question allows insurers to make sure that you are receiving the right coverage. For example, many leasing companies require certain coverage, so knowing that you lease your car allows us to get you the right coverage.
- Does your car have an anti-theft device? It is important that we assess the safety level of your vehicle, and knowing that you have an anti-theft device installed allows us to feel confident in your car’s security. The anti-theft discount typically goes towards cars with car alarms, keyless entry devices, motion detectors, glass VIN etching, fuel cut-off switches, vehicle immobilizer devices, ignition cut-off switches, or a vehicle tracking system.
Contact North American Underwriters in Farmington for all of your Connecticut auto insurance needs. We will guide you through the process of obtaining a car insurance quote that best fits your coverage needs.