
Watercraft, Boat, Yacht Insurance
As a boat owner, it is in your best interest to own a Boat Insurance policy. This policy provides coverage in many areas, including damages caused by vandalism, lightning, collision, and windstorms. It also protects you if a passenger is injured while on the boat.
Watercraft Insurance covers Jet Skis, SeaDoos, and Wave Runners. These items are typically not covered under a homeowners policy, so it is important to have a separate watercraft insurance policy for your recreational vehicle. A watercraft insurance policy covers the owner and anyone the owner allows to ride the vehicle.