Commercial Property Insurance

Commercial property insurance is a type of insurance policy that provides coverage for physical property owned or leased by a business. This can include buildings, equipment, inventory, furniture, and other assets.

Commercial property insurance policies typically cover a range of risks, including fire, theft, vandalism, and natural disasters such as hurricanes, tornadoes, and earthquakes. The policy may also provide coverage for business interruption, which can help replace lost income if the business cannot operate due to a covered event.

There are two main types of commercial property insurance policies: named perils policies and all-risk policies. Named perils policies provide coverage only for specific risks listed in the policy, while all-risk policies provide coverage for all risks except those specifically excluded in the policy.

The cost of commercial property insurance will depend on a variety of factors, including the value of the property being insured, the location of the property, the level of risk associated with the business, and the coverage options selected. It’s important for business owners to carefully review the terms and conditions of the policy to ensure that the coverage provided meets their specific needs and to compare quotes from multiple insurance providers to find the best rates.

We are licensed in Arizona, Connecticut, Maine, Massachusetts, Nevada, New Hampshire, Rhode Island, Texas, Vermont, and Washington. 

Farmington Office
   16 Spring Ln #1
Farmington , CT 06032

   Phone: (860) 674-4000

Hamden Office
North American Underwriters

2321 Whitney Ave.
Suite 324
Hamden, CT 06518
    Phone: (203) 230-8810

Main: (860) 674-4030
Commercial: (203) 230-8806

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Monday - Friday: 9:00 AM - 5:00 PM EST
Saturday & Sunday: Closed