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Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing structures. The coverage typically continues until the building project is complete and is signed off on byRead more

Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. EPLI provides protection againstRead more

Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure that to get a chimney inspection and cleaning prior to burning anything. If you’ve hadRead more

Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking the time to careRead more

“This year will be the summer of the road trip,” said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. July and August are two of the deadliest months for summerRead more

Remember these safety tips when walking your dog at night. Always use a leash This one is non-negotiable. Even if you live in an area without much traffic, and your dog has an excellent recall, you should always leash up at night. Just like humans, dogs get startled by people or animals suddenly emerging fromRead more

It’s finally the season when everything springs into action again — including you. Now’s the time to roll up your sleeves and take care of the things you’ve neglected during the winter months. You’ll want to ready your home for the impending summer weather.Spring cleaning is a good place to start, but the turn ofRead more

Where was the last public place you visited that had Wi-Fi? These days, nearly every coffee shop, library, airport and hotel offer a way to access the internet from your cell phone or other mobile device. That means the information you have on your phone could be available to hackers in the area – unlessRead more

Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the storm • Set your refrigerator and freezer to coldest settings. • Check flashlights and portable radios. • Be sure to have extra batteries on hand. • Fully chargeRead more

Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full of laughter and fun by following these safety tips.Read more