Make the most of your holiday by taking stock of your home inventory.
With the season of giving here, plenty of us are looking for ways to give back to the community. Whether you choose to volunteer your time or money or donate your unused goods, it’s a good idea to give back when you can. Charities such as the Salvation Army and Disaster Relief at the Red Cross always appreciate what you are able to donate.
While you’re cleaning out your garage and basement, it’s also a good opportunity to take stock of home items. This is the perfect time to update your home inventory! Take note of your valuable items that may not be covered under your homeowners insurance policy. Belongings with high value may exceed the current limit on your policy, which means that you’ll want to purchase additional coverage for your high-end valuables. From silverware, jewelry, musical instruments, coin collections, and more, it’s essential to cover your items. If you don’t, they may be permanently destroyed or damaged in a fire, natural disaster, or theft.
If there are plenty of presents tucked under your tree, you may need to add a few more items to your inventory list after the holidays. But be quick – you want to ensure that you add your items before they devalue and while you have the receipts on hand.
Homeowners, think back throughout the year. Did you complete an addition or major improvement to your home? Did you finish your basement or enclose your porch? Now is the time to ensure that your property is safeguarded for the year ahead. Take the time now to review your policy and add coverage where needed. Call your agent for guidance on this!
For help finding the right home insurance in Farmington, CT, and the surrounding cities, contact the independent insurance professionals at North American Underwriters. Serving New Britain, Bristol, Farmington, Plainville, and all of Connecticut; we will work with you to ensure you have the right amount of protection for your specific situation, all at the right price.
