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Q&A: The Homeowners Guide to Home Insurance

    Home Business Q&A: The Homeowners Guide to Home Insurance
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    Q&A: The Homeowners Guide to Home Insurance

    By NAU Blogging Team | Business | Comments are Closed | 18 April, 2016 | 0

    If you have questions regarding home insurance, we may have the answers!

    Home Insurance: a subject that not many people will find rather dull and the antithesis of entertaining. While it may not be on the excitement level of “Mad Max”, it is incredibly important you know the ins and outs of your home insurance policy just to make sure that you’re not caught off-guard when disaster strikes. Here are the most common questions asked by homeowners regarding homeowners insurance.

    Q: Do I legally need insurance for my home?
    A: Well, no, you don’t. But many—if not all—mortgage lenders will not even think about giving you that loan if their investment isn’t protected. Home insurance doesn’t just protect them; it protects you, too! Should you lose your home due to a storm or fire, home insurance will help cover the major costs for repair and replacement.

    Q: What about things like earthquakes and floods?

    A: Getting “exact” answers to coverage varies from policy to policy, but we do know this: standard policies DO NOT cover earthquakes and floods. Many people make the false assumption that their homeowners insurance policy will kick in when these catastrophes occur. There are separate policies you should look into purchasing, especially if you live in earthquake or flood-prone zones.

    Q: Then what am I covered for?

    A: Like mentioned above, each policy varies from person to person, policy to policy, company to company. Many policies, however, have these in common:

    • Fire/Lightning
    • Smoke
    • Windstorm
    • Weight of ice, snow, or sleet
    • Freezing of HVAC system
    • Explosions
    • Aircraft
    • Vehicles
    • Falling objects

    Knowing that you are protected with the right homeowners insurance in Bristol, CT can give you the peace of mind you need in case of water damage. Contact North American Underwriters for all of your homeowners insurance needs in Bristol, Farmington, Plainville, and surrounding Connecticut areas.

    Bristol, Connecticut, coverage, Don’t Renew Until You Call NAU!, Farmington, home insurance, homeowners insurance, insurance, North American Underwriters, peace of mind, Plainville
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    • About
      • Testimonials
      • Blog
    • Personal
      • Auto Insurance
      • Home Insurance
      • Flood Insurance
      • Renters Insurance
      • Condo Insurance
      • Classic Car Insurance
      • High Value Home Insurance
      • Recreational Vehicle Insurance
      • Life Insurance
      • Motorcycle Insurance
      • Specialty Auto Insurance
      • Watercraft, Boat, Yacht Insurance
    • Business
      • Business Insurance
      • Business Auto/Truck Insurance
      • Commercial Property Insurance
      • Liability Insurance
      • Workers Compensation Insurance
      • Group Health Insurance
    • Specialty
      • Contractors Insurance
      • Electricians Insurance
      • Garage Insurance
      • HVAC & Plumbing Coverage Insurance
      • Landscaping & Snow Plow Insurance
      • Machine Shops Coverage
      • Manufacturers Insurance
      • Restaurant Insurance
      • Trucker’s Insurance
      • Habitational Risk
      • Professional Liability/Errors & Omissions/Cybersecurity Insurance
    • Payment and Claims
    • Contact
      • Service Areas
    • Get A Quote
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