September signals a shift in seasons, and it’s the perfect time to review your insurance needs. From changing weather patterns to household updates, a little preparation now can save you from costly surprises later.
- Review Your Homeowners Policy
As cooler weather approaches so do risks like storms, water damage, and early freezes. Make sure your policy includes:
- Water backup coverage to protect against sump pump or drain issues.
- Service line coverage for underground utilities.
- Adequate additional living expenses (ALE) in case damage forces you out of your home temporarily.
- Update Your Home Inventory
Fall is a natural time to declutter and reorganize. As you do, take the opportunity to update your home inventory with photos, receipts, and serial numbers. This simple step makes filing a claim easier and ensures you have the right amount of coverage for your belongings.
- Check Your Auto Coverage
Changing seasons can bring slicker roads, foggy mornings, and earlier sunsets. Now’s a good time to:
- Review your liability limits.
- Consider roadside assistance coverage.
- Ask about available discounts to keep your policy cost-effective.
- Remember Life Insurance Awareness Month
September is Life Insurance Awareness Month—a reminder to review your coverage and ensure your loved ones are financially secure. Whether you need to update a beneficiary, increase your coverage, or start a new policy, it’s one of the most important steps you can take for your family’s future.
Final Thoughts
September brings fresh routines and seasonal changes—making it the ideal month to give your insurance policies a quick checkup. From your home to your car to your family’s long-term security, being proactive today helps you enjoy peace of mind all season long.
Serving Hamden, West Hartford, Southington, New Britain, Bristol, Farmington, Plainville, and all of Connecticut, the experienced agents at North American Underwriters will work with you to ensure you have the right amount of insurance protection for your specific situation, all at a price that is right for you. To contact our office, visit https://www.nauinsurance.com or call (860) 674-4000