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Builder’s risk insurance, sometimes referred to as construction insurance, covers a contractor’s property, material and equipment relating to a building or project under construction. It can be used to cover ground-up new structures or the renovation of existing structures. The coverage typically continues until the building project is complete and is signed off on byRead more

Before the weather outside becomes frightful, use this checklist to prepare for a winter storm. Food and water Water — at least a three-day supply; one gallon per person, per day Food — at least a three-day supply of non-perishable, high-energy, easy-to-prepare foods Baby formula and food Pet food TIP #1 – Set your refrigeratorRead more

Employment Practices Liability Insurance (EPLI) covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. EPLI provides protection againstRead more

Many find the winter holidays their favorite time of year with colorful decorations, warming their feet by the fire, hanging ornaments from the mantle and the special activities with friends and family. However, before hanging those ornaments by the fireplace, make sure that to get a chimney inspection and cleaning prior to burning anything. If you’ve hadRead more

The seasons are beginning to change and before we know it, cold weather will be here! The seasonal changes affect your vehicle in many different ways. Regular vehicle maintenance along with seasonal-specific car care tasks will help your vehicle last throughout the changes. Check Fluids: This is the most important car care routine. The fluidsRead more

Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking the time to careRead more

Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you thought. As your insurance agent, it’s important to us that youRead more

Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a home escape plan? Working smoke alarms andRead more

It’s finally the season when everything springs into action again — including you. Now’s the time to roll up your sleeves and take care of the things you’ve neglected during the winter months. You’ll want to ready your home for the impending summer weather.Spring cleaning is a good place to start, but the turn ofRead more

If you own a vehicle, you should own an auto insurance policy. There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, North American Underwriters, Inc. will help you understand what commonly determines the bottom line of your auto policy. First, yourRead more